:root{
  --ink:#172026; --muted:#5f6b73; --line:#dfe6ea; --bg:#f7fbfc; --card:#ffffff;
  --brand:#0f5f6f; --brand-dark:#0b4854; --accent:#d9723f; --soft:#e8f4f6;
  --shadow:0 18px 50px rgba(23,32,38,.10); --radius:22px; --max:1120px;
}
*{box-sizing:border-box} html{scroll-behavior:smooth} body{margin:0;font-family:Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;color:var(--ink);background:var(--bg);line-height:1.58} a{color:inherit;text-decoration:none} img{max-width:100%}
.topbar{background:var(--ink);color:#fff;font-size:.94rem}.topbar-inner{max-width:var(--max);margin:0 auto;padding:10px 22px;display:flex;justify-content:space-between;gap:18px;align-items:center}.topbar a{text-decoration:underline;text-underline-offset:3px}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}.nav{max-width:var(--max);margin:0 auto;padding:16px 22px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;gap:12px;font-weight:850;font-size:1.05rem}.logo{width:42px;height:42px;border-radius:13px;background:linear-gradient(135deg,var(--brand),#31a2b4);display:grid;place-items:center;color:#fff;font-weight:900;box-shadow:0 8px 20px rgba(15,95,111,.22)}nav{display:flex;gap:20px;align-items:center;font-size:.95rem;color:#314049}nav a:hover{color:var(--brand)}.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:12px 18px;background:var(--brand);color:#fff;font-weight:800;border:0;box-shadow:0 10px 24px rgba(15,95,111,.22);transition:.18s ease}.btn:hover{background:var(--brand-dark);transform:translateY(-1px)}.btn.alt{background:#fff;color:var(--brand);border:1px solid rgba(15,95,111,.2);box-shadow:none}.btn.orange{background:var(--accent)}.btn.full{width:100%}
.hero{position:relative;overflow:hidden;background:radial-gradient(circle at 20% 20%, #d8f4f7 0, transparent 32%),linear-gradient(135deg,#f7fbfc 0%,#e6f6f8 100%)}.hero-inner{max-width:var(--max);margin:0 auto;padding:70px 22px 64px;display:grid;grid-template-columns:1.1fr .9fr;gap:42px;align-items:center}.eyebrow{color:var(--brand);font-weight:900;letter-spacing:.06em;text-transform:uppercase;font-size:.82rem}.hero h1{font-size:clamp(2.35rem,5vw,4.8rem);line-height:.98;margin:12px 0 18px;letter-spacing:-.055em}.hero p.lede{font-size:1.2rem;color:#37454d;max-width:680px;margin:0 0 24px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:26px 0}.trust-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}.pill{background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 12px;color:#41515a;font-weight:750;font-size:.9rem}.quote-card{background:#fff;border-radius:var(--radius);padding:28px;box-shadow:var(--shadow);border:1px solid rgba(15,95,111,.1)}.quote-card h2{font-size:1.45rem;margin:0 0 8px}.quote-card p{color:var(--muted);margin:0 0 18px}.mini-list{padding:0;margin:18px 0 0;list-style:none}.mini-list li{display:flex;gap:10px;margin:9px 0;color:#35434b}.check{color:var(--brand);font-weight:900}
main section{max-width:var(--max);margin:0 auto;padding:58px 22px}.section-title{max-width:760px;margin-bottom:28px}.section-title h2{font-size:clamp(1.75rem,3vw,2.7rem);line-height:1.05;margin:0 0 12px;letter-spacing:-.035em}.section-title p{color:var(--muted);font-size:1.08rem;margin:0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 10px 24px rgba(23,32,38,.04)}.card h3{margin:0 0 9px;font-size:1.18rem}.card p{margin:0;color:var(--muted)}.icon{font-size:1.7rem;margin-bottom:10px}.split{display:grid;grid-template-columns:.95fr 1.05fr;gap:28px;align-items:center}.panel{background:#fff;border-radius:var(--radius);padding:30px;border:1px solid var(--line);box-shadow:var(--shadow)}.steps{counter-reset:steps;display:grid;gap:14px}.step{display:grid;grid-template-columns:44px 1fr;gap:14px;align-items:start}.step:before{counter-increment:steps;content:counter(steps);width:44px;height:44px;border-radius:14px;background:var(--soft);color:var(--brand);font-weight:900;display:grid;place-items:center}.step h3{margin:0 0 4px}.step p{margin:0;color:var(--muted)}
.faq{display:grid;gap:12px}.faq details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px}.faq summary{font-weight:850;cursor:pointer}.faq p{color:var(--muted);margin:10px 0 0}.cta-band{max-width:var(--max);margin:25px auto 65px;background:linear-gradient(135deg,var(--brand),#1c8ea2);color:#fff;border-radius:30px;padding:38px 30px;display:grid;grid-template-columns:1fr auto;gap:18px;align-items:center;box-shadow:var(--shadow)}.cta-band h2{font-size:2rem;margin:0 0 6px}.cta-band p{margin:0;color:rgba(255,255,255,.86)}.cta-band .btn{background:#fff;color:var(--brand);box-shadow:none}
footer{background:#10181d;color:#eaf2f4}.footer-inner{max-width:var(--max);margin:0 auto;padding:38px 22px}.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:25px}.footer-grid h3{margin:0 0 10px}.footer-grid p,.footer-grid li{color:#b6c4ca;font-size:.95rem}.footer-grid ul{list-style:none;padding:0;margin:0;display:grid;gap:6px}.disclaimer{border-top:1px solid rgba(255,255,255,.12);margin-top:26px;padding-top:18px;color:#a8b6bc;font-size:.86rem}.mobile-sticky{display:none;position:fixed;bottom:14px;left:14px;right:14px;z-index:20}.page-hero{background:linear-gradient(135deg,#eef8fa,#fff);border-bottom:1px solid var(--line)}.page-hero-inner{max-width:var(--max);margin:0 auto;padding:56px 22px}.page-hero h1{font-size:clamp(2.1rem,4vw,3.7rem);letter-spacing:-.045em;line-height:1;margin:8px 0 14px}.page-hero p{max-width:760px;color:#43525a;font-size:1.13rem}.content{max-width:var(--max);margin:0 auto;padding:48px 22px;display:grid;grid-template-columns:1fr 320px;gap:28px}.article{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px}.article h2{font-size:1.8rem;margin-top:8px}.article p,.article li{color:#4d5b63}.sidebar{position:sticky;top:95px;align-self:start}.service-list{display:grid;gap:10px}.service-list a{padding:11px 13px;border:1px solid var(--line);border-radius:12px;background:#fff;color:#34434b}.service-list a:hover{border-color:var(--brand);color:var(--brand)}
@media (max-width:860px){nav{display:none}.hero-inner,.split,.content,.footer-grid,.cta-band{grid-template-columns:1fr}.hero-inner{padding-top:46px}.grid{grid-template-columns:1fr}.quote-card{order:-1}.cta-band{margin-left:14px;margin-right:14px}.mobile-sticky{display:block}.topbar-inner{display:block}.sidebar{position:static}}